Shawn Ng, CFP®

Founder of Arctic Agency

Shawn Ng, CFP®

Founder of Arctic Agency

8 x MDRT Qualifying Member
2 x MDRT Agency Leader
6 x Pinnacle Agency
Financial Services Associate Director
(TrueNorth Financial District)

- Coaching & Mentorship
- Training & Development
- Financial Planning

Personal IG: @shawnshiyao
Agency IG: @ArcticTrueNorth
District IG: @TrueNorthFinancial

Work
- TrueNorth Financial (Authorized Representative of AIA Singapore Pte Ltd)
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

Thanks for being a bro

I've known Shawn since our days in OCS. We've always clicked well as he has always been very personable and easy to talk to about anything.

Just for some context, I've always been wary of financial products and insurance agents / relationship managers, as I've always been concerned about there being an inherent conflict of interest between what's best for the client versus the general incentive structure of such products.

Furthermore, it appeared to me that having people you know too close to you handling such matters might present another kind of conflict of interest, which could potentially be detrimental to the relationship should things go awry.

Over the years, we would catch up every now and then as old friends, and simultaneously, increasingly I began relying on his knowledge of the insurance industry and its products. Most important of all, he was always very honest with me, and vice-versa. I could see he genuinely cared for my well-being.

During our catch-up this year (2023), I told Shawn that I wanted to leave all my healthcare policies for him to manage. He had earned my trust, I'd rather he handle it instead of someone else. At the same meeting, we had some discussions and he recommended that I get an accident plan, given the nature of my lifestyle and travel profile.

As fate would have it, later that same year I got into a bad accident and broke my fibula while I was overseas in Korea. Shawn was the first person I called. He laid out the plan for me, what I should do in Korea, and even recommended specialists he trusted when I got back to Singapore (it was quite bad I had to fly back to Singapore to be hospitalized and go for surgery immediately).

Due to the injury, I was also later diagnosed with DVT, which requires long-term medication for a few months. Thankfully, the plan covered everything, including post-op matters and rehabilitation.

I have to say, I was in a really low place when I got in this accident, but his confidence and ability to respond to me with a plan so expediently while I was overseas was really comforting.

Thanks again, Brother

Aaron Young (Execution Trader)

Testimonial

Hi ,

Shawn is well-versed in product knowledge and is up to date with developments in the financial industry. He listens and understands clients’ needs very well.

Having also served national service with him 8 years ago, I observe that he still demonstrates the same professionalism, determination and positive attitude to the tasks and situations he handles, regardless of how things change. I myself spent more time discussing my financial plans with Shawn, compared with several of my other advisers from other companies.

Shawn can be counted on to provide sound and quality advice on important matters relating to financial planning.

Regards,
Jun Bin (Sales Trader, Financial Markets)

From Client to Financial Advisor

Hi ,

Shawn has been a long time friend of mine and along the way he became my trusted financial advisor. In fact, I always regard him as my life saviour!

Due to his drive and positive attitude, I started my financial journey with him and just six months later I got into a major accident and dodged a hefty hospital bill of almost $100k. I cannot imagine what would happen if Shawn had not approached me.

Fast forward 6 years later, he has changed my life yet again. Through my experiences with insurance and claims vs seeing friends who were not as fortunate to have received the same benefits as I did, I decided to join Shawn in his journey to reach out and help more people around us.

He has been a great leader and mentor, always so patient and nurturing. He lets you run your own show, be your own personality, yet always there to guide you when you need it! I've absolutely been enjoying working in Shawn's team, no ragrets!

Regards,
Rachel Tan (Financial Services Consultant)

Heart Attack

I was never fond of paying for any insurance premium until I had a heart attack.

2020 was really a tough year physically, mentally and financially. My wife and I agreed to not renew our health insurance for this year and rely only with the our company's health benefits.

We met with Shawn, gave him the news and planned on moving on. Shawn was very understanding of our situation and introduced us to some options that may work us. We were given the time and grace period to consider and think about it, while keeping our premiums active during this period of time.

And then it happened. I had a heart attack and emergency surgery. We were expecting for the company's health insurance to save us from the cost. But it was very inefficient, the hospital was not even able to contact the insurance.

Good thing, AIA was still there, available, reachable and ready to help. Shawn was even personally assisting us every step of the way from the day of the heart attack, surgery and through all the outpatient check-ups afterwards.

We could have been bankrupt from the hospital bill alone. Not to mention the maintenance after.

As a family, we are really Thankful to Shawn for his insight and consideration. For not letting go when we were about to give up with insuring our health.

Menardo

Since the beginning

Hi All,

I've known Shawn since 2015 from our AIA training class EPS. We both started this career about the same time and came a long way since then. Along the way in this career we face hiccup and ups and downs.

Shawn has always been a brother to me, sharing his listening ears and honest advice. We share always exchange & share ideas seeking for new creation or innovation, not only on work but also about life. Every time we meet for lunch or dinner, I always see the positive vibes in him.

We once joked about this, if one day we will be able to work together how awesome will that be?

Long story short, we chanced upon an opportunity and it really did happened. Life has never be better having a brother like him watching my back. Like you are going for War, you need your team look out for you. Putting me at ease and able to focus on what I'm able to do.

As a friend, he is loyal to his friends. As a leader he is passionate and committed. He shows empathy towards his team and gains respect from us. There is so much we can talk about this man. If you know him personally you will know what I'm talking about.

Regards,
Tian Chong (MDRT Financial Advisor)

Committed Leader

Hi All,

I am very thankful to have Shawn as my mentor and leader. He is someone who is committed to help his consultants grow to become professional and successful in this industry by equipping us with the right knowledge.

Despite having to serve his own clients, he puts in tremendous amount of time and effort to coach us individually.

Being a new consultant and lacking in financial knowledge at the beginning, I did not have to fear as I was able to grow quickly under his guidance. It is assuring for me to know that I can always look to him for trusted advice to better serve my clients.

Regards,
Christine (Financial Services Consultant)

Mentorship

Shawn is someone who walks the talk and makes things happen. A reliable leader who puts his team above himself.

When I was first introduced into this industry, I was very worried how would someone who is designed trained be able to adapt and succeed in the finance industry.

However with Shawn’s mentorship and commitment to go for over 30 joint appointments with me, I was able to stand on his shoulders and avoid making rookies mistakes.

His commitment to develop me professionally, helped me feel safe through the transition into this job and understand the industry better and grow quickly as an adviser.

Today I m confident in doing a good job for my clients and handling appointments myself. Knowing that I am not working alone but always supported helps me tackle bigger challenges and continue to expand my capabilities as a financial service consultant.

Benjamin Chan, Financial Services Consultant

Testimonial

Hi ,

Shawn is very helpful in going through every aspect of my protection and financial planning. Always ready to share his knowledge to better manage my portfolio. I benefited a lot from our review session.

Regards,
Mervin Chin (IT AVP)

Testimonial

Hi ,

Shawn, having known him during our army days, is a very professional and meticulous guy. As a Financial Advisor, he too has shown the same attributes in serving his clients.

I have started my financial journey with him since 2017 and he never fails to follow up and review my financial portfolio. He takes time to explain in details what each policies is about and how it can fulfil my needs.

Highly recommends Shawn! 💪

Regards,
Wen Luo

Testimonial

Hi ,

Shawn understands his clients’ needs and priorities, and accordingly propose suitable plans for consideration.

He understands from a cost efficient point of view which certainly helped me in making informed decisions of my existing policies. It’s always a fuss free servicing experience with him!

Regards,
Ivy Koh (Analyst)

Testimonial

Hi ,

Simplified. Directed. Consistent.

He treasures relationship above all.

Regards,
Ihsan (Registered Nurse)

Testimonial

Hi ,

Thanks for being my financial advisor. I am grateful that we’ve met and embarked on this journey with you.

You’ve helped me understand the basics of managing money, and I’m confident in my budget and investing choices.

Regards,
Jason Goh (Strategy Associate Director)

Testimonial

Hi ,

I started a little later in the game getting a clearer understanding about my personal finances and planning for my retirement. (They need to teach this in schools man!)

But as a free lancer I really haven’t been the best at planning ahead. But Shawn has been ever so patient and clear with helping me understand better my finances and what to do with it!

Thank you Shawn for being a great conversationalist and always assuring me that I’m making informed decisions and never pressuring me to make them! Thank you!

Regards,
Dwayne Lau (Theatre Performer and Coach)

Client Testimonial

Hi ,

Shawn is a long time friend of mine and I started my financial journey with him 5 years ago. His vast knowledge about investments and insurances is the reason why I’ve continued to expand my portfolio through the years with him. That said, I’ve also made sure that he becomes my family’s financial advisor.

I recently injured myself and Shawn was effecient and really helpful to get my claims sorted and reimbursed in a very short period of time. His service is top notch.

If anyone is in search of an FA, I highly recommend Shawn. He follow ups, checks on you and does a yearly financial review which is great because it helps to know where you stand in your coverage.

I appreciate you, Shawn!

Regards,
Ayunie Adiana (Assistant Manager)

Testimonial

Hi ,

Shawn was introduced to me by my wife. I see him as a deferential, knowledgeable, meticulous, soft-spoken and comical FA.

His intricate knowledge and efficacious skills has assisted me to identify my financial gaps and needs. Not only that, his advises are always spot on.

This is why I feel covered and safe whenever I want to explore other financial options. My perception is that, HE IS THE GUY THAT EVERYONE NEEDS.

Regards,
Mohammad Thaqif (Safety Health Environmental Officer)

Testimonial

Hi ,

Shawn是一个有着财务知识储备的理财规划师. 在聆听完客户的需求后,他会一步一步的分析你所需要的.
他是个很诚实的规划师, 不会因为想着卖给你产品而夸大自己的理财产品. 总之 , 四个字-值得信赖

Regards,
Ken Xiao Yun (Engineer)

Client Testimonial

Hi ,

The elephant in the room when it comes to the financial advisory / insurance business is that financial advisors earn their living through the policies that you purchase from them.

To compound that, not all policies are made equal- some policies net much higher commissions for the agent than others. This is why some financial advisors will be pushy and only try to sell you plans which will provide them with the most commissions.

Shawn is not that kind of financial advisor. He is one of the rare breed of financial advisors who listens to your needs, and tailors the policies he recommends to directly address the established needs without trying to use you to make a quick buck.

Most importantly, he actually gives sound and rational advice that is impossible to refute. I upgraded my entire family's hospitalisation plan with him and am in the process of discussing other policies with him.

I have had an extremely positive experience and I highly recommend his services.

Regards,
Sai Shein Htet (Student)

Testimonial

Hi ,

Shawn did an excellent job with my financial planning. He is meticulous, patient and really takes time to understand my needs before recommending any products. I appreciate the time and effort he put into explaining the products and making sure I really understand before moving on. Thank you Shawn!

Regards,
Nathalie Gan (Banker)

Testimonial

Hi ,

Shawn is the guy who ticks away the typical “insurance agent stigma” that you can think of. He’s very detailed and provides comprehensive financial advisory services. He takes pride in what he is doing and always ready to help.

I remembered clearly I was very hesitant when it comes to buying a personal accident policy, and he persuaded me with facts and details of the benefits. And at that time, even though I bought it, but I truly did not see any value in it because I already had a hospitalization plan.

This took a turn when I had a bone fracture - I was not warded, but with the PA plan, it helps me greatly in dealing with the bills and coverage during recovery stage. My most trusted financial advisor!

Regards,
Jason Goh (Regional Product Strategy and Operations)

Testimonial

Hi ,

Shawn has been extremely helpful, efficient, and resourceful when it comes to helping me best plan and manage my portfolio based on my goals. He is a dedicated financial advisor and I appreciate how he takes the time to address all of my queries and doubts to the best of his abilities. He provides quality advice and recommendations for my needs!

Regards,
Sherry Goh (Solution Consultant)

Testimonial

Hi ,

Shawn is a very patient, dedicated and knowledgeable person. He has helped me to find a plan that can cover me within my budget and requirements. He has also helped to calculate the total coverages for other insurance policies and created a table for me to refer to. So far, he is one of the few insurance agents that will follow up with me unlike some who will just disappear after you purchase the insurance policy from them.

Regards,
Shawn Lim (IT Consultant)

Testimonial

Hi ,

Shawn’s responsiveness and effectiveness are top-class. You can depend on him for quick turnaround times and he always gets things sorted. I especially love his proactive foresight and practical planning advice for me and my family. Good character and really just a great guy overall! Highly recommend

Regards,
Victor Hugo (Senior Marketing Director, Unilever)

Testimonial

Hi ,

Easy, things explained to me well, especially considering that I have very minimal knowledge in finance and investment.

Regards,
Rachel Wan (Actress)

Testimonial

Hi ,

Shawn is a detailed person who will not only properly recommend the right products at the right time, he will also tidy up your portfolio so everything can be seen at one glance. From there, anything that is lacking could be visible.

Shawn also made sure to be updated with new products in the market and also your current financial status so that all the products can be tailor made to suit you. Very sincere and reassuring, you definitely wont regret having him as a financial consultant!

Regards,
Zhan Yi (Cabin Crew)

Testimonial

Hi ,

I will highly recommend Shawn for being so attentive, easy to talk too and efficient as a financial advisor. He introduced me to the importance of financial planning that today I am very thankful with him that I am able to have my own personal insurance/investment since 2017.

Shawn is very orgainised and supportive he can answers all the queries promptly and patiently. He was there to guide me and answer my questions every steps of the way. I will give a full recommendation to his service with my family, friends and colleagues. It was indeed an honour and privilege to have a nice and accomodating professional consultant like him. He is an asset to his company.

Regards,
Mary Grace

Best Value

Hi All,

Shawn is able to provide me with proper guidance on my required needs and coverage to obtain the best value out from it. He is very responsive and knowledgeable to my queries when I have regarding my policy and coverage over the last 3 years.

Regards,
Jun De

Since Polytechnic Days

Hi All,

I've known Shawn since poly through a mutual friend. More than being an "Agent", he is easy to talk to, really friendly and light hearted in general. This made the process of settling my insurance/investment needs even more pleasant. He is good at his craft and I would recommend him to anyone seeking to sort out their investment/insurance needs.

Regards,
Jeevan

Personal Reflections

Hi All,

I had questions (and even doubts) about the term 'Financial Planning' but I was open to learn more about it.

I am thankful that Shawn took the time to ask meaningful questions that was not only seek to clarify my needs and doubts but allowed room for me to personally reflect as well about my financial priorities and goals.

Benjamin also came along to provide detailed information about each of my additional plans - which helped me to properly dissect and comprehend what I was choosing to invest in.

It is these details and fine investment that assured my initial skeptical self. I am more confident now in where my finances are going and growing.

Regards,
Shien

Together as one

Hi All,

Shawn have always been a role model to me ever since I entered this business. He does not only excel in his work as a Financial Advisor but he is also able to lead and mentor our team as a leader. I am very thankful to have Shawn as my mentor and leader as he is someone who is committed to help his Consultants grow!

Thank you Shawn!

Regards,
Jornas

Superlative

Hi All,

The dictionary defines superlative as: of the highest kind, quality, or order surpassing all else or others. I define it as Shawn Ng, as a Financial Advisor, as a Mentor, Leader, and as a friend. He is of the gold standards, consistent in his work, reliable to his clients, possessing skills and qualities of success for his team.

Regards,
Mufang

Gym together, Work together

Hi All,

I’ve known Shawn for close to 5 years. We also entered the insurance industry around the same time (different companies). He came across as very approachable & charismatic.

When I wanted to look for a new place to grow & expand my knowledge, the first person that came into mind was Shawn. He possesses a “can do” attitude while taking on all tasks with a positive attitude and a smile. I would like to thank Shawn for his constant guidance & support, it truly allowed me to grow as a financial consultant to better serve my clients.

Regards,
Brandon

Reliable and Selfless

Hi All,

Shawn is very meticulous, reliable and always open to hear our thoughts. To us he's not just a leader but a friend as well. As a leader, he is never stingy when it comes to sharing his knowledge and skills with us and in fact he is more than happy when we are able to achieve our goals. I am very proud and honoured to be in his team!

Besides that, I would like to take this opportunity to thank Shawn for his support, patience and guidance throughout this period without his help I wouldn't have the courage to step foot in this industry. He's always there when I face difficulties as well as answering all my questions helping me understand this industry and grow professionally as a financial advisor.

Regards,
Phien

Meeting someone interesting

Hi All,

I joined Shawn about a year back and I already feel like I have learnt so much from him. He is a selfless leader that leads his team with grit and motivates his team all the time. He takes out a lot of his own time to guide his team, making sure they are all on the right track and doing well. He shares his knowledge and experience to everyone and anyone, even his clients.

He has made working together with him very productive yet enjoyable at the same time because he always makes sure that amidst all the work and meetings, the team has fun together too.

Despite being a young leader in this industry, he definitely has the capability to bring him and his team to greater heights.

Regards,
Zoe

Inspiring Leader

Hi All,

Shawn is an inspiring financial service consultant and leader. He has always led by example and showed us how he can achieve the goals, not just empty talk.
I came to know Shawn back in 2016 when he was prospecting through social media. Although no business was developed through the meeting, I was impressed by his persistency in following up with me although I had to go through some personal downtime for the next two years. It's really not an exaggeration that Shawn was the inspiration who led me into exploring the industry and grow committed to it.

As a leader, he always put his team above himself and committed in guiding and developing everyone professionally. His mentorship helped me feel safe through the transition into this industry better and grow as a financial service consultant.

Shawn is also not just all about work. He has always infused fun into team and encouraged work life balance to keep the team lively and energetic.

Through his support and guidance, I know where I can always seek help and advise to tackle bigger challenge and explore uncharted areas through my journey of a financial service consultant.

Regards,
Yeeloon

Leading with Drive

Hi All,

Shawn is a leader that walks the talk and walks the ground. In a sense that he as our agency leader, makes sure to actively engage us with purposeful coaching and mentoring.

Although young but very accomplished in his industry, Shawn is a very approachable people's leader that will set aside time regardless of his insane daily schedules to be there for his team.

Despite his achievements, he is very driven and hungry to bring his team alongside with him to the next level.

His leadership and mentorship has enabled me to transit well into the career and allows me to focus on just doing my best knowing I have the best support and resources for me to succeed.

Regards,
Henderick

Internship

Hi All,

I’ve had the privilige to be a part of Shawn’s agency from 2018 to 2019. He is an aplomb leader who has successfully built a robust team support for his advisors. A consummate professional who holds true to his values, he guides his advisors with patience and dedication. He invests a great amount of time and effort in his team’s needs and interest.

Under his mentorship, I was able to expand my field knowledge and improve my interpersonal skills. I will strongly recommed Shawn’s team to anyone with a proclivity to financial advisory.

Regards,
Rohini Thayalan

Meet someone interesting

Hi All,

Shawn is a very dedicated and reliable financial advisor. He is not just a financial advisor but also an amazing friend to me.

I love how competent he is in managing my policies. He is always there whenever I need him for something. He knows his work well and definitely a trusted person to take care of my finances.

Kudos Shawn for the great work! He will go extra miles and do the best he can for me!

Regards,
Lana

Meet someone interesting

Hi All,

Shawn helped by explaining different types of investment plans to me which made me understand how the plans work and also a clearer picture in the minimal sums to be invested in order to achieve an acceptable amount of return per year.

Regards,
Samuel

Meet someone interesting

Hi All,

Shawn was very helpful and patient throughout the whole process. He helped me to sign up for a great plan. I highly recommend him.

Regards,
Shalitha

Shawn has been very kind & understanding starting from our first meet up. He has listened to my requirements & offered me a plan I am very satisfied & comfortable with.

Nipuni

Annual Review

Shawn impressed me with his enthusiasm and his dedication to continually upgrade himself. This provides me a sense of security to entrust my financial planning needs to him. He is always placing the interest of the client first & willing to provide a listening ear during our conversations. He is definitely unique in his own manner! Keep up the great work!

Mervy, Healthcare Innovation Executive

Shawn is self driven and proactive to continue follow up to review my family policies. This time we switched hospital shield plans, invested into SRS, and added on the accident plans for my children and I.
Thanks to Shawn for the detailed explanation of the plans and appreciate the advice.

I urge you to meet up with Shawn for a review and if you have no objection, he will just drop you a simple text via Whatsapp.

Pee Ya (Engineer)

Shawn has a lot of patience in listening to my queries and concerns. He was never pushy with policies, but always aiming to help alleviate my confusion and set at ease my financial concerns. He was careful to ensure that I understood what I was agreeing to before decisions were made. Being a great conversationalist and having good charisma helped to make each session clear & enjoyable!

Dwayne Lau, Actor & Performer

Tailored Protection Planning

Hi All,

Shawn was initially introduced by a friend who got into a major car accident, and that's when I realized I too, need something to cover my life in case anything unforeseen happened.

Shawn is very clear and understands my needs and he came up with a plan that suits my budget and lifestyle.

Now I can have a peace of my mind and heart knowing that at least my loved ones' lives are covered in case anything happens.

Thank Shawn!

Regards,
Julia, Media Producer

Annual Review

Thank you for the annual review on my policies. I am grateful to be able to rely on you.

Terence Tham

Annual Review

Shawn has been really helpful and extensive with explaining & helping me understand my financial plans better.

Daniel Lee

Very helpful, and supportive in providing solutions to the client needs. My very first financial adviser and advises good solutions to my needs in investment and savings for long term plan.

Vicky Yu Thawdar Myint

Thank you Shawn for being patient in explaining and clearing my doubts whenever I have. He did suggest me the financial plan according to my needs. He is responsive to my needs and questions. Well done and thank you again.

Kavin Chong Shi Jie

I find Shawn a very friendly and humble person. He managed to lay out financial plans in a simple and concise manner.

Ishardi

Shawn is knowledgeable & comes up with plan that suit everyone’s financial situation/need. Did the yearly review, update on coverage etc.

Jake Chia

Shawn is a knowledgeable adviser who is able to provide the necessary advice to help me make a more informed decision related to financial and insurance needs. He is someone whom anyone can approach if you need to clear doubts about financial planning.

Lim Wee Keong

Shawn has always been helpful in providing advice for financial planning. He is always gracious and personable. I’m pretty sure his other clients have the same views. I’m confident that my interests are protected with Shawn as my financial adviser.

Gene S
Navera, English Lecturer

Shawn continues to be a trusted financial advisor. He is on top of things and that makes me worry-free when it comes to these things.

Cristina Espiritu

AIA Policy Review: Definitely benefitted from the service as Shawn explained to me clearly how the policies work. He had a detailed breakdown of it for easy visualisation and understanding. Shawn’s extensive knowledge of the plans have helped to convince me and also guided my decision to purchase the policies that’ll be beneficial for me.

Adiana Andrypaty Graydon

The best financial advisor on my list @shawnshiyao Thank you for sparing your precious time answering all of my questions so quickly and explained it to me very clearly 😉😄 谢谢你 & kamsahamnida 🥂🥂 cheers!

Ting Koon Kiong

Quick but great catch up session with Shawn . Well appreciated and thanks for advising me the suitable plan to manage my finances and whatever is important to me. Looking for someone to manage your finances in future . He’s the right one☝️

Ivan Juen

A thoughtful friend and also a great financial advisor. Shawn Nsy is patient and understanding when he explains what's best for me. He is a trustable guy who you can count on to make sure you are financially insured no matter what. Thanks man! 🙂

Ivan Lim Zy

I’ve always been one who would turn down and find reasons to excuse myself when approached by financial planners. But everyone knows the importance of being insured and I must say Shawn’s approachable attitude and genuineness to really understand what’s important for his clients kept the process comfortable and seamless. Right from our first meeting Shawn has been patient, attentive and in all ways helpful in ensuring I’m given the best coverage, while working within the budget I’ve set out for myself. Moving forward, I feel safe knowing he will continue to keep my reviews in check and keep me updated of what’s new and relevant. Thanks Shawn and cheers to people who are passionate about what they do!

Eileen Chia

Shawn is a dedicated, honest and helpful financial adviser. He always considers his clients' needs and helps them make well informed and ideal decisions in relation to their financial capabilities. I am glad that I'm working on my financial freedom with him.

Rowland Anthony Imperial

Thanks Shawn for the annual review and giving advices and suggestions for better finance & insurance management! Thumbs up!

Lim Kwuan Boon

Previously had a few policies with another insurance company but those policies had some coverage short for, luckily met shawn and he did a detailed analysis for me and came up with a fresh new protection plans for my future, really 👍

Jeff Goh

Friend of my in AIA and he keep me up date to some of the thing that I need to know in the next pass few year. We will meet up again for more up date of the AIA. He a friendly person and a nice talking guys. Thank you Shawn. 24.5.18

Danny Liu

Short meet up pertaining to my insurance needs. Friendly individual and is precise with his job. Knowledgeable in policies pertaining to insurance. Keep up the good work and all the best for the years to come.

Khai Kurosaki

A trustable advisor. Efficient. Knowledgeable. Patience. And recommend accordingly to the customer’s needs. Give u many 👍🏻

Nicole Tay

Always a pleasure to meet up with one of my financial advisor, the nice, friendly and accommodating Shawn for my annual financial review. This dude knows his stuff yo 😉

Lim Kwuan Boon

Shawn is very much obliging in understanding his client’s overall position. He makes sure he captures the whole picture in designing a portfolio that’s sure to be of his client’s interest and benefit. It was reassuring to get my financial woes covered through his sincere advising. 👍🏼

Alexander Valcos Jr

“Had a great time with a friend, who gave me a foresight to planning my future, painting a bigger and clearer picture 👍” -

Vivekanth Chandran

A very good and driven financial adviser that had managed to follow up closely with my policies. He is very committed and can be trusted to place your policies with Shawn Nsy. Do contact him to find out more about any AIA products..

Kenneth Yik

Finally we get to meet! Thank you Shawn for highlighting to me the different priorities in life and the importance of financial freedom. See you again next week! ✌️

Fian Fazlie

Thank you @shawnshiyao explain to me more detail for AIA Vitality program appreciate for him to explain this program to me 😁😁😁😁
Any one interested to know more detail for this program can contact him 😁😁😁

Eric Voon

It was good catchup session with Shawn after along time. He listens to the need of mine and try to see things from my perspective before maje any recommendations. This is one quality that I find a lacking in the industry a little. The share was well structured and easy to understand. Catch up soon man!!!

Nirmalkumar Thanigaivel

Thanks Shawn for being so helpful and explaining me everything I needed to know about the policies! I'd surely recommend you to anyone who needs financial/insurance advice in Singapore.

Pranav Shah

Great catchin’ up with you, Shawn, and thanks for helping me out in getting the right plan to protect my health and everything else that’s important to me. This would definitely come in handy when the need arises. #LifeSaver Keep it up!

Gregory William Soledad

I’m thankful to have met Shawn, my Financial Advisor.

He’s approachable, has a good communication skills & is quite knowledgeable in terms of his job scope. He would recommend me the right policy that will benefit me for long term & of course, within my budget. He would also explain the policy in detail & he will ensure that I understand every detail of it.

Nonetheless, I’m truly grateful to have met him personally.

Mohammed Fairuz

很高兴跟你合作，谢谢你让我了解了AIA Vitality 还帮我计划了我的 policies. #感恩#aiavitality

Louis Ling

Shawn is very friendly and knowledgeable about investment and insurance. I met Shawn for some time already. he is good in helping out for my future. He is with AIA.

Ran Dev

Lunch catch-up with an old friend! Thank you Shawn for being such an attentive and accommodating fp, one whom is always ready and professional in providing tailor-made solutions. I think one of the key importances is to share an honest relationship for better decisioning, and you are def an accountable one for the long haul and not for the quick gains. Good to see you that you're doing well!#praisesomeonetoday

Ivy Koh

Shawn knows the products well and he is able to answer any questions I have. He was also patient and thorough in going through the plans.

As someone who is cautious about investments, Shawn was able to make me feel at ease about committing to the policies, and feel financially sound and safe doing so.

He was also not pushy and would frequently check back to see what my concerns were.

Edmund Chew, Lawyer

Financial Planning

Hi ,

Meet Shawn. He has great product knowledge, great insight and takes into consideration my needs currently and on a long term basis. Above all, a great friend. After what has happened I guess we do need to take care of ourselves and our loved ones. Peace out.

Regards,
Hakim, Engineer

Financial Planning

Hi ,

Shawn has good product knowledge and is attention to my needs for financial planning. Approachable and friendly, not pushy for sales.

Regards,
Vincent, Engineer

Financial Planning

Hi ,

3 words to describe Shawn: Professional (comes prepared and knows his stuff), Long-term player (he's there not for quick wins but for long-term trust) and Street-smart (simply put, not dull and boring).

He helped me consolidate my multi-provider plans and upgraded the suite of benefits to ensure I have the appropriate coverage. He's very accessible and responsive so he's able to close off queries fairly quickly.

If you want someone to take care of your personal investment & medical matters and know a great conversationalist at the same time, please get him as your financial adviser.

Regards,
Leo, HR Director

Insurance Planning

Hi ,

Shawn is a trustworthy agent who provides an excellent service. He is super patient in answering all my questions and coming up with a plan that is suitable for me.

Regards,
Yarui, Consultant

Financial Planning

Hi ,

Shawn is very friendly and was very helpful in providing sound advice and information for my personal financial planning needs.

He was proactive in sharing his investment insights and experiences which allowed me to better understand my long-term financial plans.

Regards,
Ian, Assurance Services

Annual Review

Hi ,

A man that is true to his words, Shawn shows dedication and pride to his work. He ensures that I have the right policy that I need, and is willing to go the extra mile to recommend a better one that suits me. He has great communication skills and will ensure that I understand every detail of it.

A great advisor. And I am grateful to know him personally.

Regards,
Khairul, Leather Craftsman

Financial Planning

Hi ,

Shawn was proactive in engaging meaningful conversations to understand your current needs before recommending the right approaches to investments and policies.

I appreciate that he took the extra effort to provide a table of summary for my current plans. This cleared a lot of ambiguity and made the understanding easier.

Look forward to working closely with him again for future engagements! :)

Regards,
Mervy, Healthcare Innovation Executive

Financial Planning

Shawn's extremely amicable and clear in his explanations of policies and investment plans. He was quick to build rapport and it was really comfortable chatting with him.

Walter, Journalist

Value Add

Hi ,

Shawn has the passion, drive and ability to allow me to co-learn inter-plans and inter-investments from different providers.

He has the conviction and has deeper knowledge than other agents where they only sell what they have. He possesses a deeper cross-product knowledge too.

He takes time off to help me learn more financially, as a friend, and very personal.

Regards,
Kelvin, Educator

Financial Planning

Hi ,

Shawn was patient and meticulous throughout the advisory process.

As with most young people, I had little understanding over my existing plans and coverage, which he took into account in order to provide plans that plugged gaps and complemented rather than overlapped.

His follow-up was always prompt and the professionalism he displayed, exemplary.

Regards,
Ian, Writer & Director

Health Insurance Upgrade

Hi ,

Shawn is friendly and approacable. He also well equipped with product knowledge. He listens to my needs and requirement.

He matched the best product based on my needs and requirement without persistent hard-selling.

Regards,
Ryan, Self-Employed

Motobike Accident Claims

Hi ,

Shawn is passionate about helping people around him and is most definitely friendly and approachable.

He is never pushy and he makes things work for you; eg. working out plans best for me, according to my budget. Follow up was prompt and he is always there to answer any queries I have.

When I was hospitalized, Shawn assured me about the claims and told me not to worry about it, ensuring and allowing me to focus on recuperation.

After I was discharged, Shawn made all claims on my behalf to my convenience. He made sure that the procedure was easy for me. Shawn is hardworking and prioritizes his clients' concerns.

Regards,
Rachel, Production Executive

Retirement Planning

Hi ,

Shawn is patient enough to go through the policies in depth and he is able to explain clearly for one to understand.

A portfolio summary was given, which allows one to have a quick overview of all the policies.

Regards,
Wee Keong, Secondary School Head of Department

Financial Planning

Hi All,

Shawn is a very personable and competent financial adviser who has guided me through a reasonable financial planning process.

He recommended a financial plan that suits my needs and financial capabilities.

Regards,
Dr Gene, University Lecturer

Financial Planning

Hi All,

Shawn customized the planning to fit my needs and was very patient in answering my queries.

I am thankful to meet him as he has helped me to plan for my future financially.

Regards,
Jonathan, Musician

Annual Review

Hi All,

Shawn is able to understand my lifestyle and financial needs. From there, he was able to recommend the right product that suits my needs.

Regards,
Anis, Project Manager

Financial Planning

Hi All,

I'm fortunate to have Shawn as my consultant, he made things easier for me to understand the policies that I need.

Regards,
Kenneth Kwan, Customer Service Executive

Financial Planning

Hi All,

I got to know a lot more about protection and saving from Shawn. If there's anything I need to know in future, I will definitely contact Shawn for more information.

Regards,
Abel, Make-up Artist

Annual Review

Hi All,

Shawn is able to explain terms and provide appropriate advice which fits my needs.

Regards,
Terence, Accountant

Accumulation and Investment Planning

Hi All,

Shawn is able to customize and tailor the investment plan to my current portfolio. Explanation was very detailed, clear and transparent.

Regards,
Shaun, Sales & Marketing Manager

Risk Management and Medical Planning

Hi All,

Shawn helps me to understand and plan better financially, especially on risk management and medical coverage. Speaking from personal experience, I had an accident which needed surgery on my nose few years back. It is important to have a peace of mind as anything can happen to us.

Regards,
Jeffrey Linus Lee, Hair & Make-up Artist

DISCLAIMER

This is not an official AIA web profile. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

Shawn Ng, CFP®

Founder of Arctic Agency

Shawn Ng, CFP®

Founder of Arctic Agency

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